It is important for everyone to diversify their investments and one of the assets that people often look toward is real estate. In a healthy market, real estate should appreciate in value. It is often less risky than investing in individual stocks and can provide a much higher return on investment than a typical bank savings account or even a money market account. On the other hand, people often think that they require a large amount of money to even think about investing in real estate. This is not always the case. Buying Property Outright One of the most straightforward ways to get started in the real estate investing market is to buy property outright in an area that is set to appreciate … [Read more...]
Can A Reverse Mortgage Impact Your Social Security Or Medicare Benefits?
One of the most common worries that people have is money. When it comes to those golden retirement years, many people worry about running out of money. At the same time, most people who reach their retirement years have a lot of equity in their home. Therefore, many people think about drawing on the equity in their home as a source of income. A reverse mortgage will allow someone to do exactly that. On the other hand, can receiving payments from a reverse mortgage impact the benefits that someone can receive from Social Security or Medicare? The Basics Of A Reverse Mortgage First, people need to think about what a reverse mortgage truly means. When someone takes out a mortgage loan to … [Read more...]
What’s Ahead For Mortgage Rates This Week – December 9th, 2019
Last week’s economic reports included readings on construction spending and multiple labor sector reports including private and public sector jobs and the national unemployment rate. Weekly reports on average mortgage rates and first-time jobless claims were also released. Construction Spending Falls 0.80 Percent in October Commerce Department reports on construction spending said that spending fell by 0.80 percent to a seasonally-adjusted annual rate of $1.29 million. Analysts expected construction spending to increase by 0.40 percent based on September’s original reading of 0.50 percent growth, which was later revised to -0.30 percent. Less construction of multifamily homes and … [Read more...]
5 Essential Tips For Painting A House
When someone makes the decision to purchase a home, they often want to add their own personal touch, style, and flair to the home. One of the ways to do this is to paint the home. Of course, painting a home is a significant investment in terms of both time and money. It is important for everyone to keep a few tips in mind to make sure this process goes smoothly. Pressure Wash The Walls Ahead Of Time The first step is to make sure the walls are pressure washed first. Anything that is present on the walls when the paint goes down will be trapped there permanently. Remove any dust and debris by taking the time to pressure wash the walls first. Prime The Painting Areas The paint needs to adhere … [Read more...]
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