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Three Tips For Reducing Your Closing Costs If You’re Looking Forward To Buying A Home In The Spring

February 23, 2021 by Michael Addison

Spring is aproaching fast and it is usually the busiest time of the year for home buying. After a long and cold winter, many people are ready to enjoy the nicer weather and begin to shop for a new home. Spring is also the perfect time for home buying for families with children because it allows them to move during the summer without interrupting school. Home buying has costs associated with it other than the mortgage itself. Known as closing costs, these fees are a part of the home buying process and they are due at the time that the mortgage is finalized. Buyers, however, can negotiate these costs and reduce the expense with a little bit of effort and with the help of a good mortgage … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Buying a Home, Closing Costs, Home Mortgage Tips

Closing Costs: Understanding What It Costs to Close on a Home and What You Can Expect to Pay

October 7, 2020 by Michael Addison

If you're in the process of buying a new home, you've likely heard the term "closing costs" in regards to the many different fees and taxes that you'll be required to pay during the purchase process. In this post we'll look at a number of these closing costs and what you will be expected to pay when you buy that next dream home. Taking out a Mortgage? There Will Be Fees Attached If you're taking out a mortgage to finance the cost of buying your home you'll end up incurring a variety of fees. Nearly all lenders will charge a mortgage application fee, which covers the cost of processing your application and all of the necessary paperwork. You'll likely have to pay for a professional appraisal … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Closing Costs, Home Buying

Seller-Paid Closing Costs In A Seller’s Market? Yes, It’s Still Possible

July 3, 2018 by Michael Addison

For first-time home buyers, closing costs are a major hurdle for home ownership. Coming up with a down payment and several thousand dollars for closing costs can be hard without home equity to tap. To help, buyers often ask sellers to cover all or some of these costs. In markets favoring buyers, this is a common habit, but when the market switches to favoring sellers it becomes harder. Sellers who know they may get multiple offers are less likely to say "yes" to this request. Yet even when the market favors sellers, buyers can still ask for this help. It all depends on how the offer is presented. Here's how to potentially make it look appealing, even with other offers on the table. Buyers … [Read more...]

Filed Under: Mortgage Tagged With: Closing Costs, Home Loan, Mortgage

Financing That Dream Home with a Mortgage? Here’s What to Expect on Closing Day

September 13, 2016 by Michael Addison

There are so many details that lead up to the purchase of your dream home that it can be hard to realize it when the closing day is finally upon you. However, when closing day finally arrives, there will still be a few last minute details that need to be taken care of. If you're getting ready to solidify your home purchase and are wondering about the remaining paperwork and any unknown details, here are some things you can expect when it comes to making your purchase complete. One Last Walk Through A home inspection is an important part of any home purchase, but buyers often have the option to go for one final walk through on closing day in order to determine if any additional damage has … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Mortgage Tips, Mortgage

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