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FHA Home Loans: How to Pre-apply and Get Approved Before Making a Home Purchase Commitment

September 10, 2014 by Michael Addison

If you're in the market for your first mortgage, the Federal Housing Administration may be able to help you. Thanks to the FHA home loan program, you can apply for loan approval before you've found a home that you want to buy - which means you know what you can afford before you start your house hunt. Here's what you need to know about FHA home loans and how they can help you find the perfect house. Pre-Approval: Assessment Includes Employment History and a Credit Check The pre-approval process can be done over the phone or online in a matter of minutes. All you need to do is find a lender or mortgage broker in your area and start the application process. You'll be asked a series of … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: FHA Home Loans, Mortgage Financing, Mortgages

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