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Case-Shiller Home Price Indices: Home Prices Grow at a Near-Record Pace

March 30, 2022 by Michael Addison

U.S home prices grew at a near-record pace in January according to the National S&P Case-Shiller Home Price Index; year-over-year home prices rose by 19.20 percent in January as compared to December’s reading of 18.90 percent. Home prices rose 1.80 percent on a month-to-month basis from December to January. While home prices continued to grow at near-record rates, home price growth slowed in some areas during  December but picked up in January. Craig M. Lazzara, managing director at S&P Dow Jones Indices, said: “Last fall we observed that home prices, although continuing to rise sharply, had begun to decelerate. Even that modest deceleration was on pause in … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Finance, Home Value

Why Did My Application For A Refinance Get Turned Down?

March 8, 2022 by Michael Addison

If you want to save money on your home loan, you might want to refinance. During the refinancing process, you could secure a better interest rate on your home loan. You could also withdraw cash from your home’s equity value to cover other expenses. Similar to a regular mortgage application, some refinance applications are denied. Why is this the case, and what should you do next?  Your Debt To Income Ratio Is Off One of the most common reasons why an application for a home refinance is turned down is that the applicant has too much debt. The lender will not want to refinance a homeowner who has too much existing debt. If you have credit card debt, car loans, or student loans, you … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Home Value, Mortgage

Home Values Are Impacted By School Zones: Is The Move Worth It?

December 8, 2020 by Michael Addison

If you are looking for a home, then you probably have a budget in mind. You also need to know about the most common factors that influence the price of a home. One factor that always seems to play a role in the price of a home is the quality of the school system. This makes sense. After all, a lot of people who are looking for a home have children (or are planning on having children) and want to make sure they have access to a quality education. At the same time, is it truly worth the price increase to have access to a better school district? The Quality Of The School District And The Price Of The Home Numerous surveys have consistently shown that the majority of homeowners are willing to go … [Read more...]

Filed Under: Mortgage Tagged With: Home Value, Mortgage, School Zome

Tips For Deciding The Value Of A Home

August 21, 2020 by Michael Addison

Homes are more than just a building. They are filled with memories of children taking their first steps, holidays that were celebrated with family members and friends, and Super Bowl parties filled with smiles and cheers. These memories are priceless; however, people cannot let emotions cloud their judgment when they are trying to sell a house. Instead, it is important to focus on the building. There are a few tips that everyone should follow as they try to figure out how much their home is worth. Be Reasonable The first tip is not to price a home too high out of the gate. While it is tempting to start high and reduce when necessary, the reality is that a price that is too high is going … [Read more...]

Filed Under: Mortgage Tips, Real Estate Tagged With: Home Value, Mortgage Tips, Pricing Your Home

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