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Are Home Warranties Worth The Money?

October 20, 2020 by Michael Addison

Those who own homes might regularly receive mail advertising something called a home warranty. Many people end up tossing these leaflets away because they think this is just another form of home insurance, which many people get through their mortgage lender. In reality, a home warranty is not home insurance. Therefore, some people might be wondering whether or not a home warranty is worth the money. There are a few important points that people should know. What Is A Home Warranty? A home warranty is similar to insurance is that people are going to pay a set premium per year to protect them against the risk of larger expenses down the road; however, people need to know what a home warranty is … [Read more...]

Filed Under: Mortgage Tagged With: Financing Options, Home Warranty, Mortgage

Home Warranties: Are They Worth It?

January 23, 2020 by Michael Addison

Owning a home comes with major responsibilities and also offers major questions. One of the biggest questions that people will have to answer is whether or not they want to take out a home warranty. In order to decide whether a home warranty is worth it, it is important to first understand what a home warranty is. What Is A Home Warranty? A home warranty is not the same thing as home insurance. First of all, homeowners insurance is something that is required to purchase a home in the first place. Home insurance is in place to protect the homeowner, and the lender, from disaster. In contrast, a home warranty is not required but might be offered by the lender or a third party. A home warranty … [Read more...]

Filed Under: Real Estate Tagged With: Home Repairs, Home Warranty, Real Estate

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