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Understand Coronavirus Mortgage Relief Options

September 22, 2020 by Michael Addison

The coronavirus pandemic has impacted everyone. For homeowners, they might be wondering how they are able to keep up with their mortgage in light of shelter in place orders, financial difficulties, and unemployment problems. Federal agencies and regulatory authorities are putting relief measures in place during the pandemic to help people who might have trouble keeping up with their mortgage. When it comes to coronavirus mortgage relief, there are a few tips that everyone should keep in mind.  Talk To The Lender First The first step is always to talk to the lender directly and see if there are relief options. The last thing A lender wants us to have a bunch of loans go into default. … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage Loan, Mortgage Relief, Mortgage Tips

Target The Lowest Borrowing Costs Possible When Applying For A Mortgage

June 24, 2020 by Michael Addison

When someone is applying for a mortgage, it is important to consider the other costs that go along with taking out this type of loan. While many people focus on the down payment, the size of the loan, and the interest rate, there are other costs that might go along with taking out a mortgage. These hidden fees are sometimes referred to as "nickels and dimes" that the lender tacks on to the loan to try to make some extra money. When compared to the size of the loan, many borrowers shrug this off because the loan is so big; however, nobody should have to pay more than they should. It is important to aim for the lowest borrowing costs possible when applying for a mortgage. The Hidden … [Read more...]

Filed Under: Mortgage Tagged With: Hidden Fees, Mortgage Fees, Mortgage Loan

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Michael Addison & Jessica Baldwin

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